(The Epoch Times)—Multiple agencies updated their policies on July 10 to block illegal immigrants from receiving federal benefits through their programs.
The move follows President Donald Trump’s executive order in February directing federal agencies to identify government-funded programs that “permit illegal aliens to obtain any cash or non-cash public benefit” and to bring those programs align with the Personal Responsibility and Work Opportunity Reconciliation Act (PRWORA), a law that prohibits illegal immigrants from getting “federal public benefits.”
The Department of Education (DOE) said on July 10 that illegal immigrants will no longer have access to taxpayer-funded benefits in postsecondary education programs, such as Pell Grants and student loans.
Secretary of Education Linda McMahon said that DOE aims to ensure that taxpayer funds are used to support U.S. citizens and residents who legally entered the country and meet federal eligibility requirements.
“Postsecondary education programs funded by the federal government should benefit American citizens, not illegal aliens,” McMahon said in a statement.
DOE stated that it was rescinding a “Dear Colleague Letter” issued by former President Bill Clinton in 1997 that had allowed illegal immigrants to access federal public benefits for career, technical, and adult education programs.
It said the letter had “erroneously exempted” those programs from being subject to PRWORA, enabling the department to mischaracterize the law by “creating artificial distinctions between federal benefit programs based upon the method of assistance,” despite Congress making no such distinction in the legislation, according to the statement.
“Under President Trump’s leadership, hardworking American taxpayers will no longer foot the bill for illegal aliens to participate in our career, technical, or adult education programs or activities,” McMahon stated.
DOE said it will send letters to all grantees to discuss eligibility verification and may take enforcement actions against grantees and subgrantees under PRWORA by Aug. 9.
The Department of Health and Human Services (HHS) stated that it was rescinding a 1998 interpretation of PRWORA, a move that will restrict illegal immigrants’ access to the agency’s government-funded programs.
Many HHS programs have now been reclassified as “federal public benefits” under PRWORA, including Head Start, which provides child care for lower-income families. Other programs include the Community Services Block Grant, the Projects for Assistance in Transition from Homelessness Grant Program, and the Title X Family Planning Program.
The Department of Agriculture issued a notice on July 10 clarifying its latest interpretation of the term “federal public benefit” under PRWORA, stating that illegal immigrants will no longer be eligible to receive “any grant, contract, loan, professional license, or commercial license” through its government-funded programs.
It would also block illegal immigrants’ access to “any retirement, welfare, health, disability, public or assisted housing, postsecondary education, food assistance, unemployment benefit, or any other similar benefit” that is funded by the government, according to its Federal Registry notice.
“The generosity of the American taxpayer has long been abused by faulty interpretations of 1996 welfare reform law,” Secretary of Agriculture Brooke L. Rollins stated. “Today’s notice makes clear its intent—illegal aliens should not receive government dollars.”
The Department of Labor’s (DOL) Employment and Training Administration also released new guidelines that will block illegal immigrants from accessing federal workforce development resources and grants.
Under the new guidelines, all grantees that receive funding from the Workforce Innovation and Opportunity Act and similar programs must confirm that participants have “valid work authorization” before providing services.
The DOL stated that the public workforce development system will need to update policies and procedures to verify the work authorization status of the participants moving forward.
In his executive order, Trump stated that “numerous administrations have acted to undermine the principles and limitations directed by the Congress” since the passage of PRWORA, leading to the “improper expenditure of significant taxpayer resources.”
“Title IV of the PRWORA states that it is national policy that ‘aliens within the Nation’s borders not depend on public resources to meet their needs,’ and that ‘[i]t is a compelling government interest to remove the incentive for illegal immigration provided by the availability of public benefits’,” he stated.
Zachary Stieber contributed to this report.
Why Bullion Beats Numismatics and Collectible for Your Safe or IRA
Precious metals continue to attract Americans seeking reliable ways to protect their wealth amid inflation, geopolitical risks, and stock market swings. Whether stored in a home safe or held inside a self-directed IRA, physical gold and silver deliver tangible value that paper or digital assets often lack. Yet investors must choose carefully between bullion—pure bars and coins valued mainly for their metal content—and numismatics or collectibles, where rarity, history, and collector demand heavily influence pricing.
Advisor Bullion serves as a dependable source for straightforward, high-quality bullion. The company specializes in physical gold, silver, platinum, and palladium, emphasizing transparent pricing and products that deliver maximum metal content for every dollar spent. This approach makes it ideal for both personal holdings and retirement accounts.
Bullion consists of refined precious metals in standard forms like one-ounce coins (American Gold Eagles, Silver Eagles, Canadian Maple Leafs) or bars. Their value tracks closely to the current spot price of the metal. A typical gold bullion coin trades near the live gold spot price plus a small premium. This structure keeps costs clear and predictable.
Numismatic coins and collectibles add substantial value from factors such as age, rarity, minting errors, or historical significance. A pre-1933 U.S. gold coin or graded proof piece can carry premiums of 30%, 50%, or even 200% above melt value. While this appeals to hobbyists, it creates complexity. Pricing depends on subjective grading, collector trends, and auction results instead of daily spot prices.
For investors focused on wealth preservation and retirement security rather than building a collection, bullion often delivers better results.
Lower Costs and Better Liquidity for Home Storage
When keeping metals in a home safe or private vault, liquidity and efficiency count. Bullion offers clear benefits:
- You acquire more actual gold or silver per dollar invested. Numismatics divert a large share of your money into rarity premiums and massive sales commission, reducing your metal exposure.
- Selling bullion involves tight bid-ask spreads, so you recover nearly full spot value with minimal fees. Collectibles require finding the right buyer and may sell at a discount if demand for that specific item weakens.
- Bullion prices remain transparent and update with global spot markets. You can track gold near current levels or silver accordingly and know exactly where your holdings stand. Numismatic values are priced by the Gold IRA companies with hefty margins applied.
- Standardized coins and bars store efficiently and divide easily for partial sales. Rare coins often need protective slabs and controlled conditions, adding hassle and expense.
- Bullion enjoys worldwide acceptance. A 1-oz Gold Maple Leaf or Silver Eagle sells quickly to dealers anywhere. Niche numismatic pieces may appeal only to limited buyers, slowing liquidation when speed matters.
In times when quick access to value becomes important, bullion’s simplicity stands out.
Stronger Fit for Precious Metals IRAs
Precious metals IRAs continue gaining traction as investors diversify retirement portfolios beyond stocks and bonds. IRS rules permit certain bullion products in self-directed IRAs if they meet purity standards (.995 fine for gold, .999 for silver) and are held by an approved custodian. Eligible items include American Gold and Silver Eagles plus many generic bars and rounds from recognized mints.
Numismatic and most collectible coins generally face heavy scrutiny from custodians due to valuation disputes and elevated markups. These higher premiums mean less actual metal ends up working inside the account.
Bullion avoids these issues. Its value links directly to verifiable spot prices, which simplifies reporting and lowers the risk of regulatory challenges. More of your IRA contribution purchases real metal instead of dealer profits or speculative upside. Over time, owning additional ounces that appreciate with the metal itself can create meaningful outperformance compared with high-premium alternatives that deliver fewer ounces.
Regulatory guidance from the CFTC and state securities offices repeatedly cautions against aggressive sales of expensive numismatics or “semi-numismatic” coins for IRAs. For retirement planning, transparent bullion from established providers reduces risk and aligns better with long-term goals.
How to Get Started with Bullion
Begin by clarifying your goals. Are you protecting savings in a safe, or moving part of a retirement account into a precious metals IRA? Focus on the number of ounces you can acquire at current prices rather than chasing marked-up collectibles.
Diversify sensibly: use gold for core preservation and silver for its blend of industrial and monetary qualities. Mix coins for easier divisibility with bars for lower per-ounce costs on larger buys. Arrange secure storage—whether at home with proper insurance or through professional facilities.
As economic uncertainties linger and faith in conventional assets erodes, bullion continues proving its worth as a dependable store of value. Its direct approach avoids the hype that sometimes surrounds collectible markets and keeps the focus on the metal itself.
For investors prepared to strengthen their portfolios, Advisor Bullion supplies the expertise and selection needed to acquire high-quality bullion efficiently. Whether building personal holdings or integrating metals into an IRA, their emphasis on transparent, investment-grade products helps secure more ounces today that support greater financial security tomorrow. In a complicated financial landscape, bullion’s clarity and reliability make it the smarter foundation for protecting what matters most.
